Insights

Understanding Term Life Insurance

Finding low cost life insurance can be a challenge. Term insurance is typically the most affordable type of life insurance because it covers a specific period of time instead of providing “whole life” insurance. If you’re young and on a budget, just starting out with...

Did I Notify My Insurer?

An insurance policy is a promise to protect you against certain types of loss, but it can’t follow-through unless it knows about a loss. Prompt notification is so important that it is a formal policy requirement. A policyholder that fails to meet this obligation could...

Dead In The Water – Watercraft Coverage

One issue that may not occur to boaters until it happens is a stalled boat. When a larger boat loses power, it usually has to be located and towed back to harbor/shore. Tows are typically quite expensive. Towing charges are usually based upon the time the towing firm...

Help Your Employees Fight Distracted Driving

By Mark Rose Every business owner wants to see that employees get safely to the jobsite or that cargo or products are safely delivered to their customers. Every year, distracted driving becomes a bigger barrier in the way of that goal. The primary task of anyone...

Phones Are A Huge Distraction, And It’s Killing Us (Part 2)

By Michael Harrold COMMON DISTRACTIONS While all of the following are common distractions behind the wheel, text messaging is by far the most alarming. It requires significant visual, manual and cognitive focus from the driver – three key things a driver needs to...

New/Teen Driver Agreement

New/Teen Driver Agreement

Do you have a new teen driver? Do you have concerns about letting them drive on their own? We have a teen driving agreement that you can have them sign that outlines some of the activities they...

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Teen Text Mess: Don’t Text and Drive!

Teen Text Mess: Don’t Text and Drive!

Statistics are starting to stack up, indicating a move in gender equality that no one should be glad to hear. Young female drivers are now just as dangerous behind the wheel as their male...

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Oh Deer!!!

Oh Deer!!!

The Insurance Institute for Highway Safety continues to report that drivers frequently hit deer. Being large animals, such accidents are a big problem. Annually, vehicle and deer collisions cause...

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Life Insurance Over 30

Life Insurance Over 30

Most people begin seriously thinking about buying a life insurance policy at about the time they start a family. If you are like many people, the light bulb may come on at about the age of 30, when...

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