our history

providing insurance for northwest ohio

since 1945

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Founded by Harry L. Frost

When you work with us you only need one phone number. No more waiting on hold on a hotline across the world to get answers about your coverage.
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Relationship Focused

We have grown through the relationships that we have developed with our lasting customers and we continue to put the customer first to this day.

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Offices in Holgate and Napoleon

We have offices in Holgate and Napoleon, Ohio. We offer a full line of insurance for business, farm, home, auto, life and health. Frost Insurance Agency has access to multiple companies allowing us to provide our customers with the right coverage at the right price.

As a Trusted Choice independent insurance agency, Frost Insurance is committed to providing our customers with the level of service they expect from their insurance agent.

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