Subcontractors and Old Amish Order Certificates of Insurance
Why Contractors Should Be Cautious About Accepting a Certificate of Insurance from the Old Amish Order Risk Pool When you take on a job—whether as a GC, subcontractor, or specialty trades professional—you rely on certificates of insurance (COIs) to protect your business. A COI isn’t just a piece of paper; it’s verification that the other […]
Safety Tips for Winter Construction Sites
Safety Tips for Winter Construction Sites November 6, 2025 Special attention is needed to protect workers from winter conditions. Construction doesn’t take a break in the winter. If you manage a construction site, think about the additional hazards of the season and take the appropriate safety precautions. Cold temperatures, wet and snowy weather and wind chill […]
Why Life Insurance Should be Part of your Playbook
Make Life Insurance Part of Your Playbook. Why Starting Early Builds Lifelong Protection for Your Family. By Pekin Insurance · Oct 21, 2025 ·0 min read When a young football player signs their first professional contract, it is about more than the excitement of joining the big leagues. Behind the scenes, they are making moves […]
Winter Safety Tips for Driving in the Snow
Winter Safety Tips for Driving in the Snow Winter storms often mean heavy snow, strong winds and record-low temperatures. The resulting road conditions can cause car accidents, injuries and fatalities. In fact, the Federal Highway Administration (FHWA) estimates that 24% of weather-related crashes each year occur on snowy or icy pavement. [1] If you must be on the […]
Ultimate Guide to Small Business Insurance Coverages
The Ultimate Guide to Small Business Insurance Coverage 11/14/2025  Not sure which insurance your small business really needs? This guide walks you through the most important coverages, how they work, and how to build a policy that helps protect everything you’ve worked hard for.  Running a small business comes with its fair share […]
Smart Insurance for Your Auto Body Repair Shop
Smart Protection for Your Body Repair Business Running a body repair shop requires precision, expertise, and trust. But even the most skilled professionals face unexpected risks. That’s why Pekin now offers the new Service Businessowner’s Policy, designed specifically to protect auto body repair businesses like yours. What Makes This Businessowner’s Policy Stand Out? This specialized […]
A Single Loose Wire Destroyed the Baltimore Bridge
Single Loose Wire Led to Blackout That Caused Dali Crash Into Baltimore Bridge From the Insurance Journal / By Andrew G Simpson A plastic label on a single loose wire that blocked the wire from being fully connected caused an electrical blackout that led to the fatal collision of the 984-foot-long containership Dali into Baltimore’s […]
Great New Tool to Help Prevent Electrical Fires
Pretty cool new home fire prevention tool from Whisker Labs – Ting is a modern, proven DIY smart sensor and safety service to help prevent electrical fires. No technology can prevent all fires, but Ting been proven to help prevent 4 out of 5 electrical fires. Ting smartly detects the most common precursors to electrical […]
Am I Liable of Someone Slips and Falls on My Driveway?
If Someone Slips on Your Icy Driveway, Are You Liable? Read time: 3 minutes The colder months bring cozy nights, hot drinks and… the annual battle between you and your snow shovel. As tempting as it is to wait until the weekend to clear the ice, doing so could create more than just a slippery […]
Helping Employees with Out-of-Network Claims & Appeals
Helping Employees with Out-of-Network Claims & Appeals Even the most well-designed benefit plan can run into issues—especially when employees receive care from an out-of-network provider. In these cases, understanding how to navigate the claims and appeals process can make a big difference in reducing financial stress. As an employer, you can play a key role […]