Your Farm Has Grown—Has Your Farm Insurance Kept Up?
Your Farm Has Grown—Has Your Farm Insurance Kept Up?  We know you’re still out there, either in the field finishing harvest or in the shop getting equipment cleaned up. You’re busy, but when things slow down, it’s a great time to make sure your insurance is keeping up with your operation. Farm insurance isn’t just […]
Don’t Confuse Market Value with What It Costs to Rebuild
I could never sell my home for that much! A Homeowners Guide to Replacement Cost and Market Value: Read time: 2 min If a disaster strikes and your home is destroyed, do you know what it would cost to restore your home to the condition it was in before? Let’s discuss the replacement cost of […]
Five major causes for dairy farm insurance claims
Improve dairy farm insurability by addressing these five claim risks Today’s dairy farms face significant risks that can lead to costly insurance claims. Adding to the challenge, fewer insurance carriers are willing to work with dairy farmers, making insurability a growing concern. But with proactive planning and management, dairy farmers can reduce the likelihood and […]
Smarter Group Health Benefits = Stronger Business
Now is the time for a group health insurance benefits plan review. Hi, I’m Ross Durham with Frost Insurance Agency and I work with businesses like yours to make health benefits simple, cost-effective, and actually useful for employees. Here’s a question for you: Are you sure your health benefits plan is working as hard as […]
Farm Equipment Tax Deductions Guide for 2025
IRS Section 179 tax deductions for farm machinery and equipment Section 179 of the Internal Revenue Service tax code allows the costs of qualifying assets to be deducted in the first year of use instead of depreciated over time. This offers farmers a way to save money on some farm machinery, equipment, software and building […]
AI Cyberattacks Are Growing, What Can Business Do?
AI Cyberattacks Are Growing, What Can Business Do? Read time: 2 minutes Artificial intelligence (AI) is changing the way we work, shop and even communicate. But just as it offers new opportunities for businesses, it also gives cybercriminals new tools to launch attacks. That means scams may look more convincing and harder to spot than […]
A Journey from Cattle Ranching to Bison Farming
From cattle to bison: How Dakota Pure Bison is redefining ranching They’re synonymous with the vast landscape of the central and western U.S., where they’ve for centuries been a critical piece of the prairie ecosystem. But bison are a lot more than that at Dakota Pure Bison. For the Assman and Heim families in south-central […]
Is Your Group Health Agent Fighting for the Best Rates?
Is Your Broker Fighting for the Best Rates? When you receive your group health insurance renewal and see a double-digit increase—do you assume it’s final? Too often, brokers accept carrier renewals at face value, especially when working with small groups. But here’s the truth: many of those increases can be negotiated down. You just need […]
Why Parents Are Choosing Big Policies for Kids
Secure Their Future: Why Kids Deserve Big Life Insurance Limits We talk a lot about building a family legacy by turning today’s income into guaranteed tax-free dollars with whole life insurance. Here’s the challenge. By the time many people discover this strategy, premiums are higher than they are comfortable with because of age, health, or […]
Farm Insurance Spotlight – Celina Insurance Group
From Generation to Generation – Protecting What Matters Most on the Farm Farmers work tirelessly to protect their land, livestock, and livelihoods. But even the most dedicated farmers can’t do it alone. That’s where Celina Insurance Group steps in. For generations, Celina has partnered with local agricultural professionals and farm insurance agents to deliver dependable […]