Understanding Term Life Insurance

Understanding Term Life Insurance

Finding low cost life insurance can be a challenge. Term insurance is typically the most affordable type of life insurance because it covers a specific period of time instead of providing “whole life” insurance. If you’re young and on a budget, just starting out with...
Did I Notify My Insurer?

Did I Notify My Insurer?

An insurance policy is a promise to protect you against certain types of loss, but it can’t follow-through unless it knows about a loss. Prompt notification is so important that it is a formal policy requirement. A policyholder that fails to meet this obligation could...
Dead In The Water – Watercraft Coverage

Dead In The Water – Watercraft Coverage

One issue that may not occur to boaters until it happens is a stalled boat. When a larger boat loses power, it usually has to be located and towed back to harbor/shore. Tows are typically quite expensive. Towing charges are usually based upon the time the towing firm...
Are Your Grown Kids Property Covered?

Are Your Grown Kids Property Covered?

Blood may be thicker than water, but it is thinner than insurance contracts. An adult son or daughter may think that, when a loss happens, coverage is available from mom or dad’s homeowners or auto policy. It usually isn’t and finding this out after a loss makes...
Help Your Employees Fight Distracted Driving

Help Your Employees Fight Distracted Driving

By Mark Rose Every business owner wants to see that employees get safely to the jobsite or that cargo or products are safely delivered to their customers. Every year, distracted driving becomes a bigger barrier in the way of that goal. The primary task of anyone...
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