About Frost-Beck Insurance AgencyHomeowners Insurance, Auto Insurance, and more in Archbold, Napolean, Holgate, Whitehouse, and Surrounding Areas

About Us

The strength of independence is on your side.

Economics 101 reminds us that competition fuels the spirit of innovation, encouraging companies to offer lower prices, which is a win for buyers, including those seeking insurance. Yet, many agencies today operate as captive entities or mere order takers. A captive agency is limited to offering policies from just one insurance provider, while order takers simply replicate your current coverage, overlooking your true needs. This could mean you’re missing opportunities for superior coverage or more favorable rates from a myriad of other options.

At our independent agency, we take pride in searching through our extensive network of insurance carriers to unearth the best solutions for you. This commitment means you can take advantage of enhanced coverage or lower rates whenever they emerge. Frost-Beck Insurance Agency harnesses its independence to advocate for you. With access to a diverse range of top-rated and financially sound insurance carriers, we ensure you receive the best coverage at a reasonable price. With Frost-Beck Insurance Agency, you truly get more for less!

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Our History

  • 1945

    Harry Frost founded Frost Insurance Agency in Holgate, Ohio.
  • 1948

    Three years later, Vincent Beck founded Beck Insurance Agency in Pettisville, Ohio.

  • 1960

    Craig Frost becomes a partner at Frost Insurance. Meanwhile, Vincent Beck purchases a former hotel building in Archbold, Ohio.
  • 1974

    Kirk Beck joins Beck Insurance Agency.
  • 1975

    Bill Beck joins Beck Insurance Agency.

  • 1985

    Beck Insurance Agency incorporates, and Vincent Beck retires.

  • 1986

    Frost Insurance moves into a new office building in Holgate, Ohio.

  • 1987

    With the introduction of new partners, Frost changes the name to the Frost Stange Schuette Agency.

  • 1988

    Frost Stange Schuette Agency purchases the Fetter Agency in Napoleon, Ohio and adds that as a second location.

  • 1988

    In that same year, Chris Peper and Doug Bischoff become partners at Frost Stange Schutte Agency.

  • 1993

    Don Stange retires.
  • 1998

    Craig Frost retires and remaining partners change the name of the agency back to Frost Insurance Agency.

  • 1999

    Jeff Boulton becomes a partner at Frost Insurance.

  • 2001

    Joe Beck joins Beck Insurance Agency.

  • 2005

    Frost Insurance Agency purchases a new building in Napoleon.

  • 2009

    Rachel Moll becomes partner, and Doug Schuette retires from Frost Insurance.

  • 2011

    Doug Bischoff retires from Frost Insurance.

  • 2016

    Kirk Beck retires from Beck Insurance.

  • 2018

    Cameron Caryer and Kristi Sizemore become partners at Frost Insurance.

  • 2019

    Eric Weber becomes partner at Frost Insurance.

  • 2021

    Bill Beck retires from Beck Insurance.

  • 2021

    Beck Insurance opens branch office in Whitehouse, Ohio.

  • 2025

    Jeff Boulton retires from Frost Insurance.

  • 2025

    Frost Insurance and Beck Insurance Agencies merge and now operate out of four locations in Napoleon, Archbold, Holgate, and Whitehouse.

  • 2025

    In the second quarter, the newly merged agency purchases the Whitehouse office building on Providence Street.

  • Present Day

    Frost Insurance Agency has six partners in Chris Peper, Rachel Moll, Kristi Sizemore, Cameron Caryer, Eric Weber, and Joseph Beck.