You may want to give special consideration to an investment in umbrella insurance in the following circumstances:

· You are at greater risk for liability if you own a pool or trampoline or ride a powerful motorcycle. Statistics indicate that these activities and others are more likely to lead to expensive liability claims.

· If you have assets at risk, including retirement savings,business income, college funds, and other assets with total values that exceed the liability maximum on your home or auto policy.

· One of the best reasons to own an umbrella policy is the attractive price for peace of mind. The premium you pay for the maximum claim payout tends to be low. In other words, relative to the protection afforded, umbrella insurance can be a great deal.

Contact Frost Insurance today to have us review your current insurance policies.

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