We Take Care of the Insurance
so you can
take care
of them
Home Insurance
Homeowners insurance can offer financial protection against disasters, damage to your property, and theft.
Auto Insurance
Auto insurance can provide property, liability, and medical coverage. Are you protected against financial loss?
Business Insurance
Commercial property and general liability coverage are some of the ways we can serve local businesses.
Farm Insurance
Farms can have a combination of commercial and personal coverage options to reduce loss exposure.
About Us
We are a Trusted Choice Independent Insurance Agency serving Northwest Ohio. Our offices are located in Holgate and Napoleon and we have 6 agents committed to providing excellent service and personalized insurance plans to manage risks and protect your assets.
local and trusted
what we do for you
Save you time
When you work with us you only need one phone number. No more waiting on hold on a hotline across the world to get answers about your coverage.
Risk analysis
We offer insurance solutions from multiple carriers and can personalize a plan that fits your needs across all of the areas you need coverage.
Relationship focused
We are in the business of lasting relationships and we treat our clients like family. We want you to be able to relax knowing we are here to protect your assets.
COMMERCIAL INSURANCE
As a business owner, you have a lot of decisions to make every day. Let us help make some of those decisions easier.
Group Health Benefits
We can help match you with employee benefit plans that allow you to be competitive and fit your business budget.
Business Liability Insurance
Our local agents can help you assess your risks to determine what coverage makes sense for your business.
Commercial Property Insurance
This coverage protects your business against loss and damage of company property.
PERSONAL INSURANCE
We have access to a wealth of carriers, which means flexible, affordable options.
Home Insurance
Discounts may be available by packaging car insurance or even business insurance to any policy.
Life Insurance
With renters insurance you can replace what is damaged or stolen. Protect your possessions against losses.
Umbrella Insurance
An umbrella policy can fill the gap that exists between your limits and your potential claims up to $1 million or more.
meet our agents

Cameron Caryer
President + Owner
Commercial Lines Agent

Kristi Sizemore
Owner
Personal Lines Agent

Chris Peper
Vice President + Owner

Eric Weber
Owner
Commercial Lines Agent

Rachel Moll
Secretary/Treasurer + Owner
Personal Lines Agent

Jeff Boulton
Agent
insights
Understanding Term Life Insurance
Finding low cost life insurance can be a challenge. Term insurance is typically the most affordable type of life insurance because it covers a specific period of time instead of providing “whole life” insurance. If you’re young and on a budget, just starting out with...
Did I Notify My Insurer?
An insurance policy is a promise to protect you against certain types of loss, but it can’t follow-through unless it knows about a loss. Prompt notification is so important that it is a formal policy requirement. A policyholder that fails to meet this obligation could...
Dead In The Water – Watercraft Coverage
One issue that may not occur to boaters until it happens is a stalled boat. When a larger boat loses power, it usually has to be located and towed back to harbor/shore. Tows are typically quite expensive. Towing charges are usually based upon the time the towing firm...
napoleon office
PO Box 350
Napoleon, OH 43545
(419) 592-4476
holgate office
PO Box 367
Holgate OH, 43527
(419) 264-2051
EMAIL US
frost@frostins.com